Retirement is the start of second innings of your life. This is the time that is supposed to give you all the freedom, time and resources to fully enjoy your life. Not all people can enjoy retirement life as they should, owing to financial difficulties, ill health and several other issues.

Senior citizens have several tax exemptions, including property tax exemptions and income tax benefits. A great portion of the senior citizen population lives on social security checks. Maybe they also have some dividends coming in from their investments. That's most probably all. These senior citizens do deserve tax concessions and the successive governments have taken extra care to take as much tax burden as possible off the shoulders of senior citizens. They have to pay taxes of various kinds, but their age alone can be a factor that saves some good bucks.

vibiz life

Retirement is the start of second innings of your life. This is the time that is supposed to give you all the freedom, time and resources to fully enjoy your life. Not all people can enjoy retirement life as they should, owing to financial difficulties, ill health and several other issues.

In the past, parents always used spankings, switches and paddles to discipline us. I wonder what kind of discipline did it provide for us, was it actually hurting us. What can we do to best discipline our children?